Planning for your family’s financial future is one of the most responsible and loving decisions you can make, and life insurance plays a vital role in that security. A life insurance needs calculator is a practical tool that helps you determine how much coverage your loved ones may require by considering factors such as your income, the percentage your family depends on, how many years they will need support, inflation, investment returns, and any one-time payments available to them. Instead of guessing, this calculator gives a clear picture of the financial gap your family could face and helps you choose the right amount of protection. By planning ahead, you can ensure your family is provided for, maintain their standard of living, and give them peace of mind even in life’s most difficult moments.