Checking Accounts

BNA Bank has checking accounts designed around your life and business to make the most of your finances. Read on to find out the benefits of BNA Checking.

Low Fees

We have some of lowest average fees per consumer checking account (for balances under $250,000). *As reported by the Northeast Mississippi Daily Journal and The Wall Street Journal from 2014 data collected from the Federal Deposit Insurance Corporation

Eliminate your monthly checking account service fee

With a Basic checking account, the monthly fee is waived if you maintain a $100 Minimum Daily Balance and enroll in e-statements! Students!! For students with proper ID, there is no minimum daily balance and the monthly fee is waived if you enroll in e-statements!

Technology

Free, easy banking right from your phone with our BNA Bank app! | Free access to Apple Pay with your BNA debit card | Free online banking and bill pay | Mobile Deposits

Protection

Custom alerts in our updated mobile app let you stay on top of your finances, wherever life takes you. You can monitor account balances and activity, get deposit and withdrawal notifications and more.

Free ATMS

Our card works surcharge free at over 20,000 ATM locations nationwide in the Jeanie, Pulse, MoneyPass, or Plus network. In addition, BNA Bank customers also have surcharge free ATM access at all Walgreens’ locations in Mississippi.

Cell Phone Protection

Our Value and Premium checking accounts are powered by BaZing and designed to save you money – not just on your banking – but on other things you need in life. These accounts come with money-saving discounts on shopping and dining from local and national retailers, cell phone protection, roadside assistance and much more!

Checking Accounts

We’ve simplified our accounts and made it easier than ever to choose the account that fits your lifestyle! Your checking account could even be free by simply signing up for e-statements and maintaining a minimum monthly balance. Review our comparison chart to determine which account best fits your needs.

To Open Account
$50

Monthly Service Fee
Minimum Daily Balance
$0 – $1,499.99: $8
$1,499.99 or more: Free

Interest Bearing
Yes

Per Check Charge
None

Free Checks
No

Account Alerts
Yes

Statement Options
Paper or Electronic

powered by BaZing
Yes

Discounted issue fee on Official Checks and Money Orders
Yes.

Extra Benefits
Cell phone protection; Roadside Assistance; $2,500 personal identity theft benefit; $10,000 Accidental Death Insurance, Savings with BaZing! on travel, entertainment, dining, prescriptions, groceries, clothing and more

To Open Account
$50

Monthly Service Fee
$6 per month

Interest Bearing
No

Per Check Charge
None

Free Checks
50% Off one box per calendar year

Account Alerts
Yes

Statement Options
Paper or Electronic

powered by BaZing
Yes

Discounted issue fee on Official Checks and Money Orders
Yes.

Extra Benefits
Cell phone protection; Roadside Assistance; $2,500 personal identity theft benefit; $10,000 Accidental Death Insurance, Savings with BaZing! on travel, entertainment, dining, prescriptions, groceries, clothing and more

To Open Account
$50

Monthly Service Fee

Any Balance: $5

  • Monthly fee is waved if you maintain a $100 Minimum Daily Balance and enroll in e-statements
  • For students with proper ID there is no minimum daily balance and monthly fee is waived if you enroll in e-statements.

Interest Bearing
No

Per Check Charge
None

Free Checks
No

Account Alerts
Yes

Statement Options
Paper or Electronic

powered by BaZing
No

Discounted issue fee on Official Checks and Money Orders
No

Extra Benefits
None

To Open Account
$1,000

Monthly Service Fee
No

Interest
Yes

Per Check Charge
Limited Check Writing

Check Order Fee
Yes

Debit Card/ATM
Yes

FREE Notary Service
No

Stop Payments, Traveler’s Checks, Official Checks and Money Orders
No

Extra Benefits
None

To Open Account
$1,000

Monthly Service Fee
No

Interest
Yes, on balances $25,000 or greater

Per Check Charge
Limited Check Writing

Check Order Fee
Yes

Debit Card/ATM
Yes

FREE Notary Service
No

Stop Payments, Traveler’s Checks, Official Checks and Money Orders
No

Extra Benefits
None

BNA Quick Links

Contact/Locate a BNA Branch
Common Questions
Report a lost/stolen card
Debit / Credit Card Quick Links
Apply for Mortgage
Security Tips

BNA Bank is proud to support local businesses and encourages local consumers to #SHOPLOCAL through our BAZING discount network.

Bazing

  • A SIMPLE WAY TO REDEEM.

    Customers use the free mobile app to access discounts based on their locations. Plus, they will receive app notifications of available discounts when they’re near your store.

    At the point of sale, they simply show a mobile coupon to receive the discount. Or, customers can print a paper coupon from BaZing.com.

  • CONTROL YOUR OFFERS ANYWHERE, ANYTIME.

    Simply log in to your online BaZing merchant account to add new discounts or edit your existing offers. This gives you the power to make the best offers for your business. Change or remove offers whenever you want.

  • GEOGRAPHIC SAVINGS ALERTS

    Customers are reminded to stop in and shop with your business by receiving mobile app notifications each time they are near your location. Your discount is also searchable by city, state & zip, name or category.

  • INSTANT SAVINGS. NEW CUSTOMERS.

    It’s free exposure for you, a great way to find new customers and a valuable benefit for your existing customers.

BaZing Benefits

Cell Phone Protection

Just pay your cell phone bill with your BaZing checking account, and you’re covered. If your phone is broken or stolen, we’ll pay to have it repaired or replace up to $400 per claim (maximum of $800 per year).Your Content Goes Here

ID Theft Aid

Payment card fraud resolution
If your payment cards are lost or stolen, you have a personal fraud specialist ready to assist you.

Personal identity theft benefit
Receive $2,500 reimbursement for covered expenses you incur to restore your identity.

Identity restoration
Unlimited access to personal fraud specialists who provide identity recovery and restoration assistance.

Roadside Assistance

Lock your keys in your car? Car won’t start? Roadside assistance is available 24/7. It’s free to use, up to $80 in covered service charges.

Shop Local. Save Local.

BaZing brings 460,000 discounts where you live, work or travel.  Browse. Get discounts that fit each day, each plan, each purchase.
Shop. The restaurants and shops you know and love are included in the BaZing savings network, right where you live and across the nation.
Save. Simply show your mobile coupon to the retailer for instant savings.